If your vehicle is equipped with airbags, you should:
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Always buckle up.
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Move your seat back so that you are at least ten inches from the steering wheel.
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If your steering wheel is adjustable, tilt it downward to point the air bag toward your chest.
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All of the above.
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Explanation
All three options are recommended ways to properly use airbags for maximum safety. Moving your seat back and tilting the steering wheel downward helps to direct the force of the deploying airbag toward the chest rather than the head and neck. Remember that airbags are designed to supplement seat belts, not replace them, so it is important to always use seat belts in combination with airbags for best protection in a crash.
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Other questions in the same category: Safety Belts and Child Passenger Safety
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This question appears in the following DMV practice tests: