The Financial Responsibility Law requires drivers to:

Pay their car insurance.
Share the financial risk of road crashes with the other drivers
Be financially responsible for damages they may cause to others when a motor vehicle crash happens.
Pay $15,000 of Property Damage Liability (PDL)
Explanation

In Florida, if you're involved in a collision, you are required to prove that you are financially responsible for all damages you caused. This financial responsibility can be demonstrated by purchasing an insurance policy from a company licensed to do business in Florida or by obtaining a Financial Responsibility Certificate from the DHSMV.

Answer Statistics

🟡 This question is moderately difficult16.7% of our users answer it incorrectly.

Other questions in the same category: Financial Responsibility, Insurance & Vehicle Registration Requirements
This question appears in the following DMV practice tests: