If you are the driver or owner of a vehicle which is in a crash that is your fault, and you do not have insurance to comply with the Financial Responsibility Law, you:
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May be sent to jail.
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Must purchase a policy with a minimum coverage of $75,000 within 60 days.
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May be required to pay for the damages before your driving privilege is reinstated.
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Can be fined up to $1,000 or jailed up to 60 days.
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Explanation
If you are the driver or owner of a vehicle involved in a car crash, you must have proof of higher coverage limits. If you do not, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) may require you to pay for all damages before reinstating your driving privileges. Additionally, your driver’s license and/or license plates may be suspended for up to three years.
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This question appears in the following DMV practice tests: