You may receive a notice to verify financial responsibility from the BMV if:

You receive a pointable traffic violation within one year of receiving two other pointable moving traffic violations.
You are involved in a collision.
You are cited for a serious traffic violation such as a misdemeanor or felony.
All of the above.
Explanation

You may receive a notice to verify financial responsibility from the BMV if you are involved in a collision or are cited for a serious traffic violation, if you receive a pointable moving traffic violation within one year of receiving two other pointable traffic violations, or if you were previously suspended for failing to provide proof of financial responsibility and you receive a pointable traffic violation.

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