If you drive without liability insurance coverage on your vehicle, in Virginia you face:
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Higher insurance premiums.
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A fine.
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Driver's license suspension.
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All of the above.
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Explanation
It is your responsibility to have liability insurance coverage and to carry proof of it when driving. In Virginia, if you are caught driving without insurance, your driving privileges will be suspended until you pay a non-compliance fee, and until your insurance company files a certificate that you have the required liability insurance coverage for your vehicle.
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