If you're involved in a crash:
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You must call your insurance company only if the crash involves property damage.
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You must report the crash to the police only if there are injuries.
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You must stop only if someone has been injured.
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You must stop and move your vehicle off the road, if possible.
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Explanation
If you're involved in a crash, you are legally required to stop, assess the situation, and provide assistance if someone is injured. If possible and safe, move your vehicle off the road to avoid blocking traffic. If anyone is injured or killed, you must immediately notify the police and ensure that ambulance or rescue personnel are called. Additionally, inform your insurance company as soon as possible, regardless of the extent of the damage.
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This question appears in the following DMV practice tests: