If you drive a motor vehicle registered in Washington State, you must:

Have liability insurance.
Carry insurance only if your vehicle is newer than 5 years.
Carry insurance only if you ride a motorcycle or a vehicle requiring a CDL license.
Carry insurance only if you’re under the age of 18.
Explanation

In Washington State, all drivers must have liability insurance and carry proof that they have such insurance. In most states, including Washington, it is mandatory for drivers to have liability insurance to cover damages and injuries that may occur in the event of an accident.

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