The Financial Responsibility Law requires you to have bodily injury liability insurance at the time of:
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A crash where you are at fault and injuries have occurred.
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A citation for DUI, which results in a revocation.
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A suspension for excessive points against your driver license.
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All of the above.
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Explanation
According to the law in Florida, you must have Bodily Injury Liability (BIL) insurance if you are convicted of Driving Under the Influence, if your driver license is suspended for accumulating points from infractions, if you cause a crash that results in injury, if your driver license was revoked due to Habitual Traffic Offender status, or if your license was revoked for any serious offense.
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