The Financial Responsibility Law requires you to have bodily injury liability insurance at the time of:

A suspension for excessive points against your driver license.
A citation for DUI, which results in a revocation.
A crash where you are at fault and injuries have occurred.
All of the above.
Explanation

According to the law in Florida, you must have Bodily Injury Liability (BIL) insurance if you are convicted of Driving Under the Influence, if your driver license is suspended for accumulating points from infractions, if you cause a crash that results in injury, if your driver license was revoked due to Habitual Traffic Offender status, or if your license was revoked for any serious offense.

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